Direct Loan Program

The William D. Ford Federal Direct Loan Program (FDLP) was established in 1993 as an effort to bring about more affordable lending and financial aid for college students in the United States. It is an extension of the U.S. Department of Education and currently is the only institution allowed to originate federal student loans.

In the past, the direct student loan program had a sister named the Federal Family Education Loan Program (FFELP). This alternate lending organization was designed to allow private banks to originate federal loans, with the funds guaranteed by the government. FFELP was eventually closed and eliminated as a result of the Student Aid and Fiscal Responsibility Act of 2010.

Direct Loan Products

Currently, the FDLP supports four major financial aid products: the Stafford loan, Perkins loan, Pell Grant and Direct PLUS loan. To learn more about each type, click a link below.

Contacting the Direct Loans Program

If you wish to get in touch with the William D. Ford Direct Loan Program, there are several methods at your disposal. The quickest method is to call via telephone at (800) 848-0979.

You can also contact a customer service representative via e-mail:

Useful Websites

  • Direct Student Loan Center Website - Check your loan balances, payments, update billing information and more. Currently does not work with IE8.
  • - eSign your Master Promissory Note, complete entrance counseling, view loan documents and complete direct PLUS requests online
  • FAFSA Website - Submit and/or correct your FAFSA application for direct student loans