Direct Student Loans Program

The William D. Ford Direct Student Loans (also called the Direct Loan Program) provides low-interest loans from the U.S. Department of Education to students and parents to help pay for the cost of a student's College education. Following the passage of the Health Education Reconciliation Act of 2010, the Federal Direct Loan Program is the only government backed student loan program in the United States.

Whether you borrow through Direct Loans or not, you may still borrow private student loans from a lender of your choice to help cover education related expenses such as tutors, computers and software, books, and last-minute tuition hikes.

Just Graduated? Direct loan consolidation may be for you!

Direct loan consolidation is a fixed-rate refinancing program that combines all of your existing federal student loans into one master loan. Consolidation is a great way to manage your finances. It can provide immediate payment relief and long-term benefits. Learn more about what a consolidation loan can do for you.


Consolidate your student loans today!

Direct Loan Program

Direct student loan programs

Students and parents should explore our site for helpful information about the Direct Stafford and Direct PLUS loan programs.

Private Student Loans

Private student loan programs

Find, compare and apply for a private student loan. Helpful tools allow you to compare major lenders and calculate your loan payments.

Direct Student Loan News

Do Colleges Provide Adequate Disclosures to Student Consumers?

Feb 14 2014

The U.S. Government Accountability Office (GAO) has released a study that describes the growing number of colleges and universities who have entered into arrangements with financial institutions to market bank accounts, prepaid cards, debit cards and other financial services (including disbursing financial aid) to students.…

Setting the (Education Loan) Record Straight

Jan 21 2014

While average education loan debt at graduation continues to increase every year, the percentage of students graduating with student loan debt is also growing. How many students and their families are borrowing to finance a college degree and how much are they borrowing? Mark Kantrowitz,…


Read the latest student loan news on Student Loan Network.