Direct Student Loans Resource Center

The William D. Ford Direct Student Loans (also called Direct Loan Program) provides low-interest loans from the U.S. Department of Education to students and parents to help pay for the cost of a student's College education.

Following the passage of the Health Education Reconciliation Act of 2010, the Federal Direct Loan Program is the only government backed loan program in the United States. Contact your school's financial aid department or call the Direct Loan Program at 800-848-0979 for more information.

Whether you borrow a Direct Loan or not, you may still borrow private student loans from a lender of your choice to help cover education related expenses such as tutors, computers and software, books, and last-minute tuition hikes.

Direct Loan Program

Direct student loan programs

Students and parents should explore our site for helpful information about the Direct Stafford and Direct PLUS loan programs.

Private Student Loan

Private student loan programs

Find, compare and apply for a private student loan. Helpful tools allow you to compare major lenders and calculate your loan payments.

Direct Student Loan News

Remember to Ask About Tuition Reimbursement

If you’re looking to attend graduate school, you will want to be sure to exhaust all avenues to help you cover the cost. While your credit is likely improved enough where you can take out an alternative student loan or Grad PLUS loan, you still…

2010-2011 Federal Student Loan Interest Rates

Hello folks! In our rush of excitement over the passing of SAFRA, we forgot to blog about this year’s federal student loan interest rates. Here is the complete listing, all in one place for convenience: Undergraduate Unsubsidized Direct Stafford Loan: 6.80% APR Subsidized Direct Stafford…