Direct Student Loans Program

The William D. Ford Direct Student Loans (also called the Direct Loan Program) provides low-interest loans from the U.S. Department of Education to students and parents to help pay for the cost of a student's College education. Following the passage of the Health Education Reconciliation Act of 2010, the Federal Direct Loan Program is the only government backed student loan program in the United States.

Whether you borrow through Direct Loans or not, you may still borrow private student loans from a lender of your choice to help cover education related expenses such as tutors, computers and software, books, and last-minute tuition hikes.

Just Graduated? Direct loan consolidation may be for you!

Direct loan consolidation is a fixed-rate refinancing program that combines all of your existing federal student loans into one master loan. Consolidation is a great way to manage your finances. It can provide immediate payment relief and long-term benefits. Learn more about what a consolidation loan can do for you.

Direct Loan Program

Students and parents should explore our site for helpful information about the Direct Stafford and Direct PLUS loan programs.

Private Student Loans

Find, compare and apply for a private student loan. Helpful tools allow you to compare major lenders and calculate your loan payments.

Smarter Solutions for Students Act

May 23 2013

As you may recall, last year, Congress voted on whether to raise the subsidized Stafford loan interest rate to 6.8%, or keep it at 3.4%. Congress decided to prolong the decision for another year and keep the subsidized interest rate at 3.4%.

A Student’s Guide to Writing a Resume

May 22 2013

In today's economy, students need to submit their resumes to employers early to land a job after graduation. Follow this basic guide to gain a clearer perspective on how to write an effective resume to prospective employers.

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